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$1,125,000
5 Beds ⋅ 5 Baths ⋅ 1882793 MLS
Open House Sunday 1-3. Rare opportunity! Private estate on 3+ acres in a quiet cul-de-sac. This exceptional home offers 5 bedrooms, 4.5 baths, and an ideal layout with 2 bedrooms on the main level. Designed for both entertaining and everyday living, the spacious open-concept floor plan features seamless gathering spaces and a large eat-in kitchen with abundant room for cooking, dining, and hosting family and friends. An elevator provides added accessibility and convenience throughout the home. Enjoy movie nights in the dedicated theater room featuring a brand-new projector, then step outside to your private backyard oasis complete with a spa under the covered deck and pool overlooking peaceful surroundings. Energy-efficient geothermal heating and cooling provide year-round comfort and cost savings. The perfect balance of privacy and convenience just minutes to dining, shopping, and everything downtown Loveland has to offer. A truly one-of-a-kind property.

1707 Laurel Glen Court, Hamilton Twp
$448,000
4 Beds ⋅ 4 Baths ⋅ 1882314 MLS
Welcome home to this darling two story home w/ in ground pool in Little Miami Schools! Situated on a cul de sac street, boasting 4BR, 2 Full and 2 Half BA, 2 car garage, 2100 sq ft not including finished basement and beautiful pool. Situated on a private wooded 0.3 acre lot w/ fence around the pool and patio area, updated eat in kitchen w/ planning desk, granite and stainless steel appliances, family room w/ fireplace that walks out to pool, formal dining/living room w/ updated carpet, primary BR w/ large walk in closet and en suite updated BA. Basement has half BA, built in bar area, living room space and play area w/storage. Furnace 2025, AC 2020, HWH 2025, HOA $300/year. Washer/dryer convey. Immediate occupancy. Don't miss it!

8700 Woolstone Court, Hamilton Twp
$552,500
3 Beds ⋅ 3 Baths ⋅ 1881596 MLS
Stunning 3-bedroom, 2.5-bath home with a dedicated office and over 2,500 sq. ft. of living space in a private setting tucked back a long driveway. Step inside to a bright, natural light-filled living room featuring a cozy wood-pellet burning stove and soaring ceilings over 9-feet tall. The open floor plan provides an ideal layout for both everyday living and entertaining. The finished walkout lower level offers abundant additional space perfect for a recreation room, home office, gym, or play area. The spacious primary suite features a walk-in closet and an ensuite bath with a beautifully tiled shower. Convenient first-floor laundry adds to the home's functionality. Major updates provide peace of mind, including a central air unit approximately 5 years old. The roof, gutters, downspouts, soffit, siding, windows, deck, and pole barn with electric were all replaced in 2021. A rare combination of space, privacy, and updates. This remarkable property is ready to welcome you home!

8183 Sibcy Road, Hamilton Twp
$430,000
3 Beds ⋅ 3 Baths ⋅ 1882536 MLS
Welcome home to easy, low-maintenance living without sacrificing space or style. This beautifully designed home features an open-concept layout that seamlessly connects the main living areas, creating the perfect setting for everyday life and entertaining alike. The spacious primary suite offers a private retreat with direct access to the backyard deck, while multiple laundry hook-up options add everyday convenience. The finished lower level expands the home's versatility with a generous recreation area, wet bar, additional bedroom, full bath, dedicated home office/flex space, and even a separate fitness room. Step outside to enjoy a peaceful, private backyard, or take advantage of the community amenities including a pool, clubhouse, fitness center, and lawn care services. With an incredible amount of living space and amenities both inside and out, this home truly checks all the boxes.

5252 Venetian Way, Hamilton Twp
$515,000
5 Beds ⋅ 4 Baths ⋅ 1881610 MLS
Why wait to build when you can own better than new? Stunning Ryan Homes Columbia floor plan, built in 2022, offers the perfect blend of modern design, thoughtful upgrades, a desirable water-view setting with direct access to walking path. Featuring 5 bedrooms, 3 full baths, 1 half bath, 2,492 square feet above grade plus a beautifully finished lower level. The open-concept main floor w/classic modern dcor, stone gas fireplace, first-floor study, custom pantry, gas cooktop w/ double ovens, updated lighting fixtures, and custom blinds. Enjoy the covered deck overlooking the fenced backyard, plus a custom patio and front-yard irrigation system. Upstairs, includes second-floor laundry room and an impressive primary suite featuring a spacious 9'x 13' walk-in closet. Additional upgrades: water softener & radon mitigation system. HOA includes a pool, playground, walking trails, and a stocked lake with catch-and-release fishing. Move-in ready and loaded with upgrades!

5807 Classicway Boulevard, Hamilton Twp
$405,000
4 Beds ⋅ 4 Baths ⋅ 1882315 MLS
Welcome to 5902 Pepperridge Court in Michael's Farm! Situated on a .32-acre lot in the Little Miami School District, this 4-bedroom, 4-bathroom home offers nearly 3,000 square feet of finished living space and an ideal blend of comfort, functionality, and updates. The main level features a spacious living room highlighted by custom hand-crafted built-in wood cabinetry, while the kitchen provides a natural gathering space for everyday living and entertaining. Upstairs, the primary suite includes vaulted ceilings, a built-in wardrobe, walk-in closet, and soaking tub. The finished basement, with just over 700 square feet completed in 2021, offers flexible space for a recreation room, home office, gym, or media area. Recent updates include a new AC and water heater (2025) and garage door (2021). Enjoy quiet streets and neighborhood sidewalks just minutes from Kroger, Halls Creek Woods State Nature Preserve, TCP Riversbend Golf Course, and Little Miami Schools.

5902 Pepperridge Court, Hamilton Twp
$425,000
4 Beds ⋅ 4 Baths ⋅ 1882635 MLS
Welcome home to this beautiful 4-bedroom, 3.5-bath home offering an open-concept layout designed for comfortable living and entertaining. The spacious kitchen is the heart of the home, featuring a large center island, abundant counter space, and plenty of cabinets for storage. The adjoining living room showcases vaulted ceilings and a cozy fireplace, creating a warm and inviting atmosphere. Step outside to enjoy the enclosed deck, perfect for relaxing or hosting guests. A versatile front room can be used as a formal dining room, sitting room, or home office. Upstairs, the generous primary suite features a walk-in closet and a remodeled bath with a double vanity, walk-in shower, and soaking tub. The partially finished basement provides additional living space ideal for gatherings, recreation, or a home office. This home offers the perfect blend of style, functionality, and room to grow.

1148 Beargrass Way, Hamilton Twp
$429,810
3 Beds ⋅ 3 Baths ⋅ 1882406 MLS
New construction by Fischer Homes in the beautiful Villages of Classicway community, featuring the stunning Yosemite design. This thoughtfully designed layout is perfect for style and practicality with, 3 bedrooms 2 full baths, and 1 half baths. The inviting family room is the heart of this plan, making it the perfect gathering space. The open kitchen with a large island and walk-in pantry connects to the morning room. The owner's suite features a private bath and walk-in closet. The spacious 2-bay garage completes this exceptional home.

2494 Giacomo Drive, Hamilton Twp
$728,625
4 Beds ⋅ 4 Baths ⋅ 1882371 MLS
Wow, where do I even begin? This home is something truly special 3700 sq ft of beautifully designed, extra‑intentional spaces that feel both luxurious & deeply livable. Stunning brick & stone home nestled in wooded privacy! Inside, you'll find pristine hardwood floors, a gorgeous stone fireplace anchoring the great room, & a layout that just flows. The first floor offers 2 Beds & 2 Full Baths a spacious primary suite that walks out to a large deck, updated primary bath with dual vanities & closets, a dedicated study, Additional fresh, peaceful second bedroom on 1st floor. The kitchen is bright & beautiful, the Four Seasons room wraps you in nature year‑round. The finished lower level is its own retreatcomplete with a full kitchen, another stunning stone fireplace, walkout to a covered patio, 2 MORE full bedrooms & 2 MORE full baths, a playroom, even a cedar closet! Don't miss the bonus space off the backyard. All of this sits on just over an acre. Call your agent today!

5905 Chancellor Lane, Hamilton Twp
$2,000,000
4 Beds ⋅ 4 Baths ⋅ 1882418 MLS
Welcome to this beautifully appointed farmhouse where you can experience the perfect combination of country charm and convenience. This exceptional 16.66 acre horse farm is located just minutes from downtown Loveland. Designed for horse enthusiasts, this picturesque property offers ample space for riding, grazing and enjoying the equestrian lifestyle. Spacious home offers 4 bedrooms and 4.5 bathrooms, thoughtfully designed for both everyday living and entertaining. The farm features a well maintained barn with 6 horse stalls, providing comfortable accommodations for your horses along with the space needed for daily care and management. Enjoy the tranquility and privacy of rural living while remaining close to shopping, dining, entertainment and all the amenities of downtown Loveland. Whether you're looking to operate a horse facility, create your dream country retreat or invest in a unique property with room to grow, this farm delivers a rare opportunity in a highly desirable location.

10250 Harrison Road, Hamilton Twp
$551,233
4 Beds ⋅ 3 Baths ⋅ 1882273 MLS
New construction by Fischer Homes in the beautiful Villages of Classicway community, featuring the stunning Breckenridge design. This thoughtfully designed layout is perfect for style and practicality with, 4 bedrooms 2 full baths, and 1 half baths. The inviting family room is the heart of this plan, making it the perfect gathering space. The open kitchen with a large island and walk-in pantry connects to the morning room. The owner's suite features a private bath and walk-in closet. The spacious 2-bay garage completes this exceptional home.

2514 Buchanan Drive, Hamilton Twp
$441,086
4 Beds ⋅ 3 Baths ⋅ 1882267 MLS
New construction by Fischer Homes in the beautiful Villages of Classicway community, featuring the stunning Jensen design. This thoughtfully designed layout is perfect for style and practicality with, 4 bedrooms 2 full baths, and 1 half baths. The inviting family room is the heart of this plan, making it the perfect gathering space. The open kitchen with a large island and walk-in pantry connects to the morning room. The owner's suite features a private bath and walk-in closet. The spacious 2-bay garage completes this exceptional home.

2545 Buchanan Drive, Hamilton Twp
$449,895
3 Beds ⋅ 3 Baths ⋅ 1882258 MLS
New construction by Fischer Homes in the beautiful Villages of Classicway community, featuring the stunning Yosemite design. This thoughtfully designed layout is perfect for style and practicality with, 3 bedrooms 2 full baths, and 1 half baths. The inviting family room is the heart of this plan, making it the perfect gathering space. The open kitchen with a large island and walk-in pantry connects to the morning room. The owner's suite features a private bath and walk-in closet. The spacious 2-bay garage completes this exceptional home.

2544 Buchanan Drive, Hamilton Twp
$509,189
4 Beds ⋅ 3 Baths ⋅ 1882220 MLS
New construction by Fischer Homes in the beautiful Villages of Classicway community, featuring the stunning Jensen design. This thoughtfully designed layout is perfect for style and practicality with, 4 bedrooms 2 full baths, and 1 half baths. The inviting family room is the heart of this plan, making it the perfect gathering space. The open kitchen with a large island and walk-in pantry connects to the morning room. The owner's suite features a private bath and walk-in closet. The spacious 2-bay garage completes this exceptional home.

5580 Charismatic Court, Hamilton Twp
$481,836
4 Beds ⋅ 3 Baths ⋅ 1882210 MLS
New construction by Fischer Homes in the beautiful Villages of Classicway community, featuring the stunning Fairfax design. This thoughtfully designed layout is perfect for style and practicality with, 4 bedrooms 2 full baths, and 1 half baths. The inviting family room is the heart of this plan, making it the perfect gathering space. The open kitchen with a large island and walk-in pantry connects to the morning room. The owner's suite features a private bath and walk-in closet. The spacious 3-bay garage completes this exceptional home.

2476 Giacomo Drive, Hamilton Twp
$415,000
4 Beds ⋅ 3 Baths ⋅ 1882203 MLS
Situated on a beautiful wooded lot in sought after Wedgwood community. This home features 4 bd 3 baths. granite countertops, vinyl plank flooring and carpet. Step outside to a large deck with a newer metal fence. Great for pets and entertaining! Community has two pools, playgrounds, walking trails and fishing ponds. Approximately 2200 Sq Ft with large primary BR w/ 2 walk-in closets. Come today and see this move in ready home!

6510 Waverly Park, Hamilton Twp
$365,000
3 Beds ⋅ 4 Baths ⋅ 1881928 MLS
Move right into this almost-new home! This beautifully maintained property features an open floor plan that creates a bright, spacious feel, perfect for both everyday living and entertaining. The home offers 3 bedrooms and 3.5 bathrooms, with the potential for a 4th bedroom in the finished walkout basement, complete with its own updated full bathroom, making it ideal for guests or a private suite. The second-floor loft provides a flexible space perfect for a home office or playroom, along with the convenience of a second-floor laundry room. The finished walkout basement also includes a wet bar hookup, creating the perfect space for entertaining. Great yard with a wooded view! Located in a highly desirable neighborhood, with exceptional amenities including a pool, playground, walking trails, and a fitness center!

5750 Azra Court, Hamilton Twp
$439,900
4 Beds ⋅ 4 Baths ⋅ 1881394 MLS
Set in the far end of the beautiful Villages of Classicway in Morrow, sits this beautiful 4 BD, 3.5 BA home! With 2,459 SQFT spread across 3 levels, you will have plenty of space to make your own! On the main floor you will find the kitchen with practically new GE appliances, quartz countertops and a beautiful tile backsplash throughout! The kitchen opens to the dining area, living room & front door entry. The half bath & the mudroom connecting to the garage are here as well. On the second story you will find 2 bedrooms with generous sized closets, laundry room, full bathroom & loft area to be used as you see fit. The primary with a walk in closet, attached en suite and beautiful views of the private backyard are also on this level! Lastly, go down to the fully finished basement for yet another bedroom, full bathroom & rec room! This home has a beautiful private setting with open fields behind to enjoy the shared aspects of the community such as the walking trails, pool & play ground.

5989 Outlook Court, Hamilton Twp
$444,900
4 Beds ⋅ 4 Baths ⋅ 1881739 MLS
Spacious open floor plan with 2,400+ sq ft! Main floor features formal dining room/flex room, large family room, open kitchen and breakfast area. There is an island in the kitchen with counter bar. The kitchen walks out to a nice, fenced back yard with play set. There is also a small drop zone by the garage for the kids to place their coats and book bags. The second floor boasts 4 bedrooms, the master has an attached bath, walk-in closet and features new carpet. There is new carpet on the 2nd floor and staircase. There is 2nd floor laundry which is great for not having to carry laundry up and down. There is also a loft on the 2nd floor which is great for a playroom, study or kids family room. The finished basement is great for entertaining both kids and adults. There is a full bath in the lower level, almost spa like. Kitchen appliances are included. The community has many amenities, pool, fishing ponds, playground areas and host many different activities through-out the year.

7903 Habbin Drive, Hamilton Twp
$540,000
4 Beds ⋅ 4 Baths ⋅ 1881600 MLS
Enjoy the quiet and peaceful setting from your elevated deck overlooking a babbling creek and woods, just minutes from the heart of Maineville! This Open floorplan home features a a beautiful, open kitchen with a newer appliance package and oversized, granite topped island. Light floods into the Great Room thru a wall of windows. A finished LL with full bath provides both recreation and family room spaces. On the 2nd floor, find 4 very large bedrooms, 2 full baths, laundry and a loft perfect for a reading or gaming space. A 3 car garage is the icing on the cake! Updates include appliances, carpet, interior paint, KY board fence, water heater & softener, lighting and deck stain. Relocation paperwork required.

1510 Soaring Way, Hamilton Twp
$535,000
3 Beds ⋅ 4 Baths ⋅ 1881755 MLS
From the soaring vaulted ceilings to the backyard pool, this home was made for enjoying everyday life. Offering nearly 4,000 square feet of finished living space, this home features a sought-after first-floor primary suite and an open layout designed for both comfort and entertaining. The kitchen is the heart of the home, featuring modern finishes, abundant cabinetry, a large center island, and an oversized pantry. Outside, enjoy your private backyard oasis with an in-ground saltwater pool and plenty of space for summer gatherings or relaxing poolside. Upstairs features all new carpet and an oversized loft offering flexible space for a playroom, media room, or potential fourth bedroom. The finished lower level provides additional recreation space plus a flex room ideal for a home office, hobby room, or guest space. Don't miss the beautiful walking trails, frequently fished pond, parks, restaurants, and future ALDI! No HOA!

8007 Acorn Trail, Hamilton Twp
$404,900
3 Beds ⋅ 2 Baths ⋅ 1881476 MLS
Step in to stylish one-floor living in a well-established, Hamilton Township pool community, Thornton Grove. This 13-year-old ranch offers 3 bds., 2 bathrooms, attached 2-car garage, vaulted ceilings with skylights, a morning room and walk-out to a deck with grill and gas hook-up that overlooks beautiful landscaping. There also is a removable wheelchair ramp for access inside the garage. The seller is the original owner who expanded the floor plan during construction by adding additional space to the primary bedroom, bathroom and closet, bringing the home's total above-ground sq. ft. to 1,768 sq, ft. If that's not enough, the full, unfinished basement with bathroom rough-in will be yours to finish for extra living area. Come see it before it's gone! New sump pump 2026. Composite deck added 2014. HVAC regularly maintained. Tile in foyer, kitchen, morning room and bathrooms is like-new. Carpet has been cleaned, but is original and needs replacing, reflected in price as of 07-06-26.

833 Linden Creek, Hamilton Twp
$443,000
3 Beds ⋅ 4 Baths ⋅ 1881163 MLS
$10,000!! Seller will pay up to $10,000 in Buyers closing Costs,prepaids, or to buy down the rate!! Price Improvment!! Terrific opportunity in sought after Classicway! This gorgeous 2,800 sq ft two story offers the perfect blend of space, style and functionality. The expansive kitchen features granite countertops, LVP flooring, counter bar seating, pantry and a bright breakfast room ideal for everyday living and entertaining. Upstairs, you will find a versatile loft space perfect for a home office, reading nook or sitting area. Awesome partially finished lower level includes an area perfect for a large TV, there is a full bath and abundant storage space. Step outside to enjoy the spacious TREX deck with a fenced backyard. This home has room for everyone, inside and out!

2727 Unbridled Way, Hamilton Twp
$365,000
3 Beds ⋅ 3 Baths ⋅ 1881101 MLS
This is the one! Cute as a button 3 bedroom 2.5 bath with loft that could easily be framed for a fourth bedroom. Beautiful LVP throughout on BOTH floors. SUPER spacious primary bedroom. Updated kitchen appliances, backyard oasis featuring a beautiful fenced backyard, setup for a hot tub and the basement features a rough in for a full bath; and it is all drywalled and framed out. Even wired for surround sound system and projector. This home checks all the boxes and is just steps to the new Kroger Marketplace. Location Location Location! It cannot be beat!

74 Coyote Drive, Hamilton Twp
$500,000
2 Beds ⋅ 2 Baths ⋅ 1878021 MLS
One Level Move In Ready Ranch on Culdesac w/2547 Sq Ft. Meticulously maintained/updated. Country Club atmosphere in 55+ Active Adult Community with Clubhouse, Social Calendar, Exercise Room, Pool and Walking Trails. This Brilliant 2 Bed/2 Bath home features Open Floor Plan with Bonus Family Room w/Walkout to Private Patio. 2 sided Gas Fireplace between Great Rm and Fam Rm. Spacious Kitchen with Granite Counters/SS Appliances and Counter Bar. Formal Dining Room. Study with Custom Builtins. Hardwood Flrs throughout/Tile in Kitchen/Bath/Fam Rm. Custom Closets. Epoxy Garage Flr. New Roof 2020/Tankless Water Htr 2020. Sellers request closing no later than Aug 14 with Occupancy until Aug 21. Must see to appreciate all the details in this home.

1192 Creek Cove, Hamilton Twp
$525,000
4 Beds ⋅ 4 Baths ⋅ 1880625 MLS
Welcome to your dream home in the highly desired Villages of Classicway! Set on a premier corner lot across from Happy Times Lake, this pristine 4 bed, 3.5 bath spans 3,700+ sq ft of meticulously maintained space spread across 3 levels w/ space remaining for storage. Main floor hosts a formal dining room & living room w/ a gas fireplace, a bright & airy breakfast nook, a private office behind elegant French doors, & a gourmet kitchen equipped w/ built in double ovens, eat at island, & a walkout to the backyard. Upgrades abound, including sophisticated crown molding, built-in speaker system & stylish new window coverings. Retreat upstairs to a spacious loft & a massive primary suite featuring dual walk-in closets & an en-suite with dual vanities, soaking tub & over-sized shower. Finished basement is an entertainer's paradise, complete with a large recreation area, wet bar, full bath, & a hobby room. Relax on the stunning patio deck featuring electric louvered roof & roll-up sun shade.

2661 Unbridled Way, Hamilton Twp
$520,000
5 Beds ⋅ 4 Baths ⋅ 1879801 MLS
A Gorgeous Luxury Kitchen & open layout + 5 Bedrooms, 3.5 Baths & 3,907 sq ft. Click Video! Overlooking the 2-acre community park, pool access & more. This 2-story entry opens into a vaulted 17x14 Living with double-sided fireplace & Dining Room. Love the remodeled gourmet Kitchen: Cambria quartz island/breakfast bar, drawer microwave, dishwasher, instant hot water, sink, custom cabinetry, 36 commercial style gas range, pot filler + stylish backsplash with open vaulted, Family Room. Outside offers newer concrete patio, grilling area & 0.29-acre lot. The 1st-floor Owner's Suite offers vaulted ceilings, walk-in closet, soaking tub, walk-in shower & dual vanity. Laundry/powder rm. Upper loft/study, 2 large Bedrooms & full bath. 9' high ceiling in the Finished basement adds 2 Bedrooms 2 egress windows, large closets, full bath, workout/entertaining space. Updates include 30-year roof 2013, tankless WH & Carrier furnace warranties & more. Close to Kroger, golf, Kings Island & more!

166 Regency Square, Hamilton Twp
$551,000
4 Beds ⋅ 3 Baths ⋅ 1880861 MLS
Welcome home to this spacious 4-bedroom (First Floor Primary Suite + First Floor Guest Suite) 3-bathroom Miami Bluffs property offering comfort, functionality, and superior wooded views! +/- 2,286 sq.ft. The inviting foyer features wood flooring and elegant crown molding and opens into the large living room with soaring ceilings and abundant natural light. The kitchen is equipped with hickory cabinetry, granite countertops, a center island, double ovens, gas stove and wood floors, making it perfect for everyday living and entertaining. The adjoining breakfast room walks out to a spacious screened-in porch overlooking a beautifully landscaped wooded backyard. The first-floor primary suite includes a walk-in closet and attached bath with double sinks. The finished walkout basement offers a large family room with wet bar, two additional bedrooms, a full bath, lower-level patio. Community amenities include a community pool, playground, & tennis courts - Many updates see feature sheet.

6879 Prairie View Drive, Hamilton Twp
$500,000
4 Beds ⋅ 4 Baths ⋅ 1879844 MLS
2022 Built Ranch Home with 4 Beds/3.5 Baths. Primary Bedroom on 1st flr with attached Walk In Closet to Laundry Rm. Open Floor Plan with White Cabs/Granite Counters/Island/SS Appliances/Pantry. Large Deck off Kitchen great for Entertaining. Electric FP in Great Room. 1st Floor Study. Finished Lower Level with Family Room walk out to patio. 2 of the Bedrooms are in the Lower Level. Modern/Fresh and Clean - Move in Ready! Quiet Culdesac. 2576 Total SF.

855 Sunrise Ridge Court, Hamilton Twp
$1,030,000
4 Beds ⋅ 5 Baths ⋅ 1880868 MLS
One of kind custom home in desirable golf course/ pool community TPC Rivers Bend in the Kings School District. This home offers 5620 total sq ft with a distinctive 2 large screened in porch with a Juliet balcony overlooking it from the primary suite. Perfect to allow a perfect breeze on a cool evening. Every room feels like home with 4 fireplaces throughout that give you that cozy feeling throughout! Dual staircases for added convenience. The primary suite and on suite bathroom is newly renovated and gives off a tranquil spa feel. The large finished basement is perfect for entertaining or watching the big game and comes complete with your own golf simulator! One of the best features is the wooded views that offer a beautiful view and privacy from the composite deck and gas grill. This home is a must see!

1004 River Forest Drive, Hamilton Twp

The data relating to real estate for sale on this web site comes in part from the Broker Reciprocity™ program of the Multiple Listing Service of Greater Cincinnati. Real estate listings held by brokerage firms other than our company are marked with the Broker Reciprocity™ logo (the small house as shown to the left) and detailed information about them includes the name of the listing brokers. This data is up-to-date as of . Copyright 2026, MLS of Greater Cincinnati, Inc. All rights reserved. Information deemed reliable but not guaranteed.